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Islamic finance, on your bookshelf.

Four editions of Dawood Ahmad's landmark guide to earning, spending and distributing wealth the Islamic way — in Urdu and English, hardcover or instant PDF.

In stock ★★★★★ 3 expert reviews 4 editions

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Urdu · Hardcover

دولت میں عبادت

Dolat Mein Ibadat — premium hardcover edition

190+ pages · Hardcover ISBN 978-627-9470-50-8

PKR 1,125 PKR 1,250 Save 125

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Urdu · Digital PDF

دولت میں عبادت

Read on any phone, tablet or laptop

190+ pages · PDF Emailed within the hour

PKR 300

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English · Digital PDF

Divine Wealth

Navigating the Islamic path of earning, spending & distribution

220+ pages · PDF Emailed within the hour

PKR 350

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English · Hardcover

Divine Wealth

Premium hardcover edition

220+ pages · Hardcover ISBN to be announced

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The book

The first structured guide to Islamic personal finance.

Most books on Islamic finance speak to banks. This one speaks to you — your salary, your business, your Zakat, your will. Written by a Chartered Accountant and grounded throughout in the Qur'an and Hadith, it turns scattered rulings into one working framework you can actually apply to your own money.

Author: Dawood Ahmad, FCA
Languages: Urdu & English
Publisher: Noor-e-Hira, Lahore

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Inside the book

Three parts, one complete framework

From the first rupee you earn to the estate you leave behind.

Part One

Kasb-e-Halal

کسبِ حلال

Ownership rights, permissible trade, employment contracts and business partnerships — the ethics of generating halal income.

Riba, interest and its alternatives
Contracts, partnerships & trade rules
Employee rights and fair wages
Prohibited business practices

Part Two

Infaq

انفاق

Practical guidance on what leaves your hands: obligatory dues, voluntary giving, and spending without waste.

Zakat calculation, step by step
Sadaqah, Fitrana and Qurbani
Financial obligations of Hajj
Ethical, moderate spending

Part Three

Taqseem-e-Maal

تقسیمِ مال

The complete Islamic inheritance system, worked through with real calculations and clear examples.

Inheritance shares and worked examples
Establishing a Waqf endowment
Debt settlement and Wasiyyat
Accountability on the Day of Judgment

This book is not just about money. It's about transforming your relationship with wealth according to Allah's guidance.

Dawood Ahmad, FCA

Reviews

What readers say

★★★★★

“Truly remarkable. This book stands as a landmark for every Muslim who strives to earn honestly through halal means. It is both unique and comprehensive. Incorporating this into our education system is among the most urgent needs of our time.”

Najeeb ChughtaiChairperson, ThinkTank Pakistan

★★★★★

“A breakthrough work on financial management the Islamic way. The author presents the principles with clarity and practical guidance. A masterpiece that bridges a critical gap in Islamic literature.”

Zohrab Koreishi, FCAAustralia

★★★★★

“In a world consumed by materialism, Divine Wealth is a much-needed compass for the soul. A timely and essential guide for anyone seeking to harmonize faith with finance in today's complex world.”

Zeeshan Ejaz, FCATax Partner, KPMG · Ex-VP ICAP

The author

Dawood Ahmad, FCA

Dawood Ahmad is a Chartered Accountant and a member of both the Institute of Chartered Accountants of Pakistan (ICAP) and the Institute of Chartered Accountants in England & Wales (ICAEW). He is a public finance professional with extensive experience across institutions and consulting environments.

His work on Islamic financial management comes from a personal commitment to aligning material success with spiritual integrity. He believes financial literacy rooted in Islamic principles is essential both for personal well-being and for building just, compassionate and accountable communities. This book represents years of research, structured to bring clarity, discipline and purpose to how wealth is managed.

ICAP Member ICAEW Member Public Finance

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Questions before you buy?

Email: noorehirapublishers@gmail.com
WhatsApp & Phone: +92 333 4874177
Publisher: Noor-e-Hira Publishers, Lahore
Dispatch: Within 24 hours · 5–7 day delivery